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 Company Pension

A cost-effective group personal pension (GPP) scheme that’s ideal for auto-enrolment. It gives your clients a choice of default investment options and a wide range of funds. Your clients’ employees can also use Pension Tracker to manage their plan online.

Here are some of the features of our Company Pension plan:

  • Employers can tailor personal pension packages to specific groups of employees within one scheme.
  • Clients can switch into one of our other personal pension products as they're all under the same scheme rules (excluding the Stakeholder Pension).
  • Find out more by reading Key Features of the Company Pension at Aviva

Find out more about our auto-enrolment investment proposition by visiting our Auto-enrolment site

Here are some of the facts you need to know about our Company Pension plan.

  • Each Company Pension scheme is priced on its own merits. 
  • Employees can access over 40 Aviva managed funds, as well as over 200 funds offered by over 30 different investment management companies. Employees can chose from a number of lifestaging and lifestyling strategies and phased switching.
  • Any of our Aviva Future Focus Lifestage approaches can be used as an auto-enrolment default, giving you plenty of flexibility. You can also create your own alternative default approaches from our range of funds.
  • Default investment strategies, both Aviva designed and bespoke, are covered by Aviva's robust internal governance and the Independent Governance Committee
  • Here are details of the charges for our Company Pension.

    Type of charge



    Annual fund charge

    Up to 0.75%

    We take this as a percentage of the scheme member's pension fund value each year.

    Additional yearly charge

    Up to 1.70%

    This charge may apply for some of the funds available.

    Fund manager expense charge

    Up to 0.95%

    This charge may apply for some of the funds available.

    Performance charge


    With some funds, we or the fund manager charge a performance fee when the fund performs better than its benchmark.

  Here's some information to help you decide whether our Company Pension is right for your client:

Designed for employers who

  • want to offer employees access to a company pension scheme

  • want to offer employees a tax-efficient way to invest for their retirement

  • want to make payments on behalf of employees

  • want to offer employees access to a wide investment choice

  • want to make payments via a group billing facility

  • want a scheme they can use for auto-enrolment now or when they reach their statutory staging date.

Key considerations

  • Current income levels.

  • Existing pension arrangements.

  • Target level of disposable income in retirement.

  • Anticipated retirement date.

  • Required range of fund choices.

  • How many auto-enrolment schemes the employer wants to have.

  • The future basis and rates of tax may vary. The tax relief available will depend on the employees' personal circumstances. The value of many of the funds on offer will fluctuate, so when a member reaches retirement age the value of their fund may be less than the amount paid in.

  Here are some examples of the support we offer you and your client on our Company Pension plan.

Secure services

Make scheme enquiries online through our secure services.

Salary exchange calculators

Our salary exchange calculators offers a way to set up pension contributions that can allow both employers and their employees to make a saving.

Auto-enrolment support

With so many different types of employers needing your help with auto-enrolment, you need the confidence to offer them something that can really perform for them.

Our Auto-enrolment Planner makes it easier to simultaneously manage multiple clients through to their staging date.

The planner creates a checklist and project plan of the actions and decisions your clients need to take to get ready for auto-enrolment.

Our auto-enrolment contributions modeller shows you and your employer clients the potential impact of the costs of auto-enrolment on their business.

To help them meet their auto-enrolment responsibilities, we’ve also developed an online service called Auto-enrolment Manager for Employers (AME). Safe, simple and secure, AME can help your employer clients plan ahead, set up for auto-enrolment and monitor their auto-enrolment scheme. Watch our AME demo to find out more.

You can also find out more here.

Contact us

You can find contact details for each product area in the drop-down list:

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WA04056 04/2015