Extra Care Cover - helping clients adapt to new circumstances
Some health conditions and illnesses can have a long-lasting impact on your client’s life.
Where an illness or accident leaves someone unable to carry out everyday activities such as being able to wash, dress and feed themselves independently, they can be left severely affected and with some conditions, their symptoms will worsen over time.
This can lead to significant care needs, changes in lifestyle or alterations to the home, that need to be paid for in addition to paying the mortgage and everyday bills. The last thing customers in this vulnerable situation need is additional financial worries.
Extra Care Cover could help with these costs.It could pay out if your client is permanently unable to do three of our defined activities of daily living or, if they are under 55 and they meet our definition for certain debilitating conditions. It can help your clients adapt to their changed situation by providing an extra £50,000 of cover, payable on top of a critical illness claim payment.
Extra Care Cover is a unique benefit available at an additional cost.It's the only benefit in the market that can provide a lump sum payment after a critical illness payment and in certain circumstances it can pay out up to a year after the initial claim.
We are always looking for ways to improve the number of claims we pay out, that's why in July 2019 we made some improvements to our Extra Care Cover:
To find out more, watch our video or download our customer guide to Extra Care Cover