Critical Illness
Only available as an option with Mortgage Life Insurance (Integrated and Independent) and Term Assurance (Integrated only).
Once clients select a plan with the critical illness option, they can choose the level of cover and plan term they want. (subject to limits which depend on your clients circumstances)
Up to £2,000,000 worth of cover.
Automatic cover for your client's children under the children's critical illness benefit.
- Critical illness cover pays out a lump sum if your client is diagnosed with a critical illness that meets out plan definition and the survives for at least 14 days. We only cover the critical illnesses we define in our plan and no others.
For further information please see the Guide to Critical Illness.
| Criteria | Min/Max | Details | Notes |
|---|---|---|---|
| Critical Illness Plan (as an option on Term Assurance) | Min Age | 16 | If your client chooses guaranteed premiums, the plan must end before the client's 76th birthday. The maximum term of the plan is 40 years.
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| Max Age at entry | 59 | ||
| Max Cover | £2,000,000 | This includes any other Critical Illness cover that your client may already have with Aviva and/or any other provider.
If the cash sum is paid upon diagnoisis of a Critical Illness, no futher benefit is payable on diagnosis of a terminal illness or on death.
Your client's children are automatically covered under the children's critical illness benefit.
| |
| Conditions covered | For information on the conditions covered please see our Guide to Critical Illness. |
Here are some of the facts you need to know about Critical Illness cover as an option on Mortgage Life Insurance.
| Criteria | Min/Max | Details | Notes |
|---|---|---|---|
| Critical Illness Plan (as an option on Mortgage Life Insurance) | Min Age
| 16 | If your client chooses guaranteed premiums, the plan must end before the client's 76th birthday. The maximum term of the plan is 40 years.
|
| Max Age at entry | 59 | ||
| Max Cover | £2,000,000 |
This includes any other Critical Illness cover that your client may already have with Aviva and/or any other provider.
Where integrated Critical Illness is selected, if the cash sum is paid upon diagnosis of a critical illness, no further benefit is payable on diagnosis of a terminal illness or on death.
Your client’s children are automatically covered under the children’s critical illness benefit.
| |
| Conditions covered | For information on the conditions covered please see our Guide to Critical Illness |
Critical Illness cover is a paid-for option within the plan selected by your client. There will be no additional charges to the plan if Critical Illness is selected as an option. All charges for our critical illness cover are included within a client's premiums.
| Designed for clients who | Not designed for clients who |
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| Key considerations | Possible alternatives |
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- Quote / Illustrations online
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