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Only available as an option with Mortgage Life Insurance (Integrated and Independent) and Term Assurance (Integrated only).
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Once clients select a plan with the critical illness option, they can choose the level of cover and plan term they want. (subject to limits which depend on your client's circumstances)
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Up to £2,000,000 worth of cover.
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If the critical illness option is selected, there is automatic cover for children of the person insured under the children's critical illness benefit.
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Critical illness cover pays out a lump sum if your client is diagnosed with a critical illness that meets our plan definition and then survives for at least 14 days. We only cover the critical illnesses we define in our plan and no others.
For further information please see the Guide to Critical Illness (pdf).
| Criteria | Min/Max | Details | Notes |
|---|---|---|---|
| Critical Illness Cover (as an option on Term Assurance) | Min Age | 16 |
If your client chooses guaranteed premiums, the plan must end before the client's 76th birthday. The maximum term of the plan is 40 years.
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| Max Age at entry | 59 | ||
| Max Cover | £2,000,000 |
This includes any other critical illness cover that your client may already have with Aviva and/or any other provider.
If the cash sum is paid upon diagnoisis of a critical illness, no futher benefit is payable on diagnosis of a terminal illness or on death.
Automatic cover for children of the person insured under the children's critical illness benefit.
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| Conditions covered | For information on the conditions covered please see our Guide to Critical Illness (pdf). |
Here are some of the facts you need to know about Critical Illness cover as an option on Mortgage Life Insurance.
| Criteria | Min/Max | Details | Notes |
|---|---|---|---|
| Critical Illness Cover (as an option on Mortgage Life Insurance) |
Min Age
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16 |
If your client chooses guaranteed premiums, the plan must end before the client's 76th birthday. The maximum term of the plan is 40 years.
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| Max Age at entry | 59 | ||
| Max Cover | £2,000,000 |
This includes any other critical illness cover that your client may already have with Aviva and/or any other provider.
Where integrated critical illness is selected, if the cash sum is paid upon diagnosis of a critical illness, no further benefit is payable on diagnosis of a terminal illness or on death.
Automatic cover for children of the person insured under the children's critical illness benefit.
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| Conditions covered | For information on the conditions covered please see our Guide to Critical Illness (pdf) |
Critical illness cover is a paid-for option within the plan selected by your client. All additional charges for our critical illness cover are included within a client's premiums.
| Designed for clients who | Not designed for clients who |
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| Key considerations | Possible alternatives |
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- Quote / Illustrations online
- Apply Online
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