Salary exchange offers a way to set up pension payments that can allow both employers and their employees to make a saving. Throughout these pages you’ll find a series of tools designed to help you introduce the concept to your clients, along with all the information you need to help them make an informed decision. The information provided is based on our understanding of current tax laws. These laws and our understanding of them may change in the future. Tax treatment will depend on the individual circumstances of each client and may be subject to change in the future.

Our salary exchange and bonus sacrifice calculator can help you demonstrate whether salary exchange is the right option for your clients. You can take advantage of the following features:

 

  • A comprehensive set of input fields make it easy to capture information that reflects a wide variety of client circumstances.
  • Before and after scenarios highlight the benefits for employees and employers.
  • Select the proportion of employer's savings to redistribute to employees (0-100%).
  • Produce letters for employees to sign their agreement to salary exchange.
  • Produce personalised reports explaining how each member is affected by salary exchange.

WA04070 04/2012
For Adviser use only. This information has not been approved for use with customers.

Aviva Life Services UK Limited.
Registered in England No 2403746. 2 Rougier Street, York, YO90 1UU.
Aviva Life Services UK Limited is authorised and regulated by the Financial Services Authority. FSA Registration No 145452
www.aviva.co.uk