Individual Pensions
Stakeholder Pension
the simple way to start a pension with low monthly payments.
Personal Pension
The individual pension plan for clients who want to invest £200 or more a month into a pension, with a wide choice of funds.
Income Drawdown
a wide range of funds and online access without all of the costs associated with a full SIPP.
Self Invested Personal Pension
a flexible retirement plan, underpinned by a wide range of investments, that can adapt to fit a clients changing needs.
Pension Tracker
Pensions tracker our truly innovative website is designed to engage customers in the importance of retirement planning and helps them to track their progress towards achieving their financial goals. Lisa, our online video tour guide, brings pensions to life by using jargon-free language, simple graphics and online tools to help customers make sense of their pension planning. The online tools are designed for use by both advisers and their customers to provide invaluable support to assist with ongoing advice.
Our plans are designed with simplicity in mind. For example, we don’t have complex product charges, just a simple Annual Management Charge, and that’s it!
One set of rules
Our “One Set of Rules” strategy allows customers to adapt their pension planning by moving to other pre and post retirement plans as their circumstances change. A customer could therefore move between Personal Pension, SIPP, Income Drawdown, or even Wrap ! (Not available for Stakeholder customers)
Extensive Fund Range
Extensive range of over 240 funds managed by Aviva Investors and third-party investment houses covering all major asset classes, enabling you to build portfolios that meet your clients’ needs. (A smaller range of funds applies to stakeholder pension)
Large Fund Rebates
Large fund rebates apply as a customer’s accrued funds exceed £50,000. The rebates are deducted from the Annual Management Charge and range from 0.05% to 0.1% depending on fund size. To support your advice a comprehensive menu of commission options is available, ranging from upfront commission to recurring/renewal income options.
