Aviva - Health Solutions

Health Solutions

Health Solutions – affordable, versatile private healthcare cover for the whole family

Here are some of the features of our Health Solutions plan.

Broad range of healthcare needs covered
Ability to tailor plan benefits to suit individual requirements
Affordable premiums with further premium-reducing options available
Ability to upgrade cover
No claim discount of up to 45% (30% for switching policies)
Clients can switch to our plan from another provider with no need for further medical underwriting
Family option available, including free child cover
Overseas cover available
Access to an extensive list of hospitals
Added-value benefits include: 24-hour GP helpline, 24-hour stress counselling helpline and an online personal health management service
Cover continues regardless of the number of eligible claims made
Health & fitness club discounts available
Competitive commission rates.

Here are some of the facts you need to know about our Health Solutions plan.

Criteria	Min / Max	Details	Notes
Age Limits	Min age	18	Family cover options available.
Age Limits	Max age	99	Family cover options available.
Term	Min term	1 year	Plan must be renewed each year
Term	Max term	None	Plan must be renewed each year
Payment Limits	Min premium	Health solutions is flexible so your customer's can choose the options they require. This will affect the premiums they pay.	Upgrade options available. Premium-reducing options available. Annual premiums can be paid by direct debit, credit card or cheque. Monthly premiums can be paid by direct debit or credit card.

Here are the commission and charges for our Health Solutions plan.

There are no additional charges for clients to pay. All charges for our Health Solutions plan are included within a client’s monthly premiums.

Please contact us for the latest commission rates.

Here is some information to help you decide if our Health Solutions plan is right for your client.

Designed for customers who	Not designed for customers who
Want to receive private treatment for a number of medical conditions. Want to be able to choose the benefits they want cover for	Want a payout on death Want cash in value Want to protect IHT Want an investment-linked arrangement Want guaranteed premiums
Key considerations	Possible alternatives
Level of cover required Existing levels of cover State of health Financial liability assessment Dependants Conditions covered	Self-insurance Income Protection Solutions

Here are some examples of the support we offer you and your client on our Health Solutions plan.

Got a question? Check visit www.healthcarezone.co.uk for more information.

We have a wide range of support staff available to help you, click here to find that right number that meets your needs.

WA02183 06/2009