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  Aviva Group Protection Online

How to get a quote


Aviva Group Protection Online makes quoting quicker and simpler. Using our online quoting service you can access our Online Group Income Protection, Online Group Critical Illness and Online Group Life products at a time that suits you – day or night.

For small to medium-sized enterprises (SMEs) with schemes of 3-100 members you can create and amend Aviva Group Protection Online quotes as well as go on risk.

To access our Aviva Group Protection Online service, you need to register or login below:

Get a quote online

Benefits of Aviva Group Protection Online


  • A simple process that allows you to get a quote in just five steps.
  • Create a new Group Protection Online quote from start to finish in approximately 20 minutes.
  • Policies put immediately on risk - online.
  • Improved online pricing – lower premiums online due to reduced insurer expenses.
  • Cost savings – by using online quotations your administration time can be reduced.
  • Three year rate guarantees for all our Group Protection Online products.
  • New enhanced Free Cover Limits for Online Group Income Protection and Online Group Life.
For larger schemes please contact your dedicated Account Manager for a quotation on 0800 145 5684. Calls to or from Aviva may be monitored and/or recorded.

Master Trust


We now offer Master Trust arrangements for the Registered and Excepted Online Group Life policies on the Aviva Group Protection Online system.

The Master Trust arrangements provide an affordable and simple process for employers to provide their employees with life insurance. This process requires less time and resource to set up and manage the Online Group Life policies which means it can be a more cost effective solution to SMEs. This new offering enables us to cover all insured members of an employer under either of the two trusts.

The Master Trust arrangements are governed by the main independent trustee, Pitmans Trustees Limited (PTL), one of the market leaders in this field.


When obtaining a quote for Online Group Life products through the online system, there are now four different options to choose from:

  • Registered
  • Excepted
  • Registered with Aviva Master Trust
  • Excepted with Aviva Master Trust
Once you choose the product option, the rest of the online quote process remains unchanged.

For the two new options, which include the Aviva Master Trust arrangement, please ensure you read the following rules prior to completion of your application:


The benefits of the Master Trust arrangements are:

  • Simplicity of set up with single point of contact that minimises administration.
  • No need for an employer to complete a standalone trust.
  • Quicker on-risk process with no need to obtain a PSTR number from HMRC for a registered scheme.
  • Ease of access to our Online Group Life products and full support in implementing the scheme.
  • Effective solution to what could otherwise be a time-consuming and costly process.
  • There is no additional cost to join the Master Trust.
  • Holistic proposition that provides cover for both Registered and Excepted Online Group Life policies.
  • Ongoing independent trustee governance for transparent management, provided by PTL.
For more information about the Master Trust arrangements and any questions you may have about our Online Group Life policies, please call us on 0800 145 5684.

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WA14039 09/2017