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Aviva Group Protection Online (AGPOL)

Simpler for SMEs

Aviva Group Protection Online (AGPOL) is our online quote service for schemes of 3 to 100 lives.

Our simple process means you can create a new Group Protection quote from start to finish in around 20 minutes – and the policies can be put on risk immediately.

Quote and apply

Log in or register on AGPOL to start your quote.

If you need any help, just call us on 0800 404 5035
Lines are open Monday to Friday, 9am to 5pm. Calls to and from Aviva may be recorded.


There are lots of reasons why using Aviva Group Protection Online makes sense:

  • Our simple 5-step process allows you to get a Group Protection Online quote in around 20 minutes
  • Policies can be put on risk immediately
  • Load data once and use it to quote on all our Group Protection products
  • Online pricing can be cheaper than offline due to lower insurer expenses
  • Up to three year rate guarantees for all our Group Protection Online products
  • Commission levels up to 30%

We're here to help you

A dedicated SME team here to support you

Our dedicated SME team can provide expert help and support, thanks to their up-to-date understanding of the needs of smaller businesses and the challenges they face.

The team can offer as much or as little support as you need, from taking you through the steps of selling Group Protection, to producing AGPOL quotes and setting up Master Trust arrangements.

Contact our dedicated SME team today on 0800 404 5035 or speak to your Aviva Account Manager.
Calls to or from Aviva may be monitored and/or recorded.

Master Trust

We offer Master Trust arrangements for both Registered and Excepted Online Group Life policies on our AGPOL system.

Master Trust arrangements are an affordable and simple way for employers to provide their employees with life insurance. It requires less time and resource to set up and manage online Group Life policies, so it can be a cost-effective solution for SMEs. We can cover all the scheme members under either of the two trusts, governed by the main independent trustee, PTL Governance Ltd

The benefits of the Master Trust arrangements are:

  • Simple to set up with single point of contact that minimises administration.
  • No need for an employer to complete a standalone trust.
  • Quicker on-risk process with no need to obtain a PSTR number from HMRC for a registered scheme.
  • Ease of access to our Online Group Life products and full support in implementing the scheme.
  • Effective solution to what could otherwise be a time-consuming and costly process.
  • No additional cost
  • Holistic proposition that provides cover for both Registered and Excepted Online Group Life policies.
  • Ongoing independent trustee governance for transparent management, provided by PTL.

On AGPOL, alongside the standard scheme types, you can also select from these two scheme options:

  • Registered with Aviva Master Trust
  • Excepted with Aviva Master Trust

Before choosing either of the Aviva Master Trust options, please read the rules of the arrangement:

Key documents

These documents will help you to navigate AGPOL and get the most out of our online quote service:

You’ll also find a full range of Group Protection literature in our searchable document library.

Adviser Resource Hub

Whether you're looking to make your website work harder, promote your business locally, or network more effectively, the Adviser Resource Hub can help.

Created with Group Protection and Health advisers in mind, it's a free, easy to use resource, enabling you to master your own approach to marketing and help give your business an extra boost.

Visit the Adviser Resource Hub today and register for free.

For AGPOL help or queries, call us on 0800 404 5035 or speak to your Aviva Account Manager.

Lines are open 9.00 am-5.00pm, Monday to Friday. Calls to and from Aviva may be recorded and/or monitored.

Contact us

You can find contact details for each product area in the drop-down list:

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