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Optimum (Large Corporate Private Medical Insurance)

Optimum (Large Corporate Private Medical Insurance) – cost-effective, private medical cover for larger employers
Here are some of the features of our Optimum (Group Private Medical Insurance) plan.

This product is underwritten by  Aviva Insurance UK Limited and its administered by Aviva Health UK Limited
    • Low-cost, wide-ranging cover for businesses with 250+ employees
    • Offers employers complete flexibility in provision of cover and management of costs
    • Healthpoint - allows your client to control and manage plans online
    • Back-Up service available
    • Access to an extensive list of hospitals
    • Added-value benefits include: 24-hour GP helpline, 24-hour stress counselling helpline and an online personal health management service
    • Cover continues regardless of the number of eligible claims made (although some benefits will have defined limits)
    • Occupational Health services available from Employee Assistance Programme
    • Health & fitness club discounts available across a selection of UK gyms
    • Competitive commission rates.
    Here are some of the facts you need to know about our Optimum (Group Private Medical Insurance) plan.

    This product is underwritten by  Aviva Insurance UK Limited and its administered by Aviva Health UK Limited


    Product details

    CriteriaMin / MaxDetailNotes
    TermMin term1 yearPlan needs to be renewed each year
    Max termNone
    Payment LimitsMin premium 

     The premium paid is dependent on the size of the

    scheme and the benefit levels applied to it.

    Here are the commission and charges for our Optimum (Group Private Medical Insurance) plan.

    This product is underwritten by  Aviva Insurance UK Limited and its administered by Aviva Health UK Limited

    Charges


    There are no additional charges for clients to pay. All charges for our Optimum plan are included within a client’s monthly premiums.

     

    Commission


    Please contact us for the latest commission rates.

    Here is some information to help you to decide if our Optimum (Group Private Medical Insurance) plan is right for your client.

    This product is underwritten by  Aviva Insurance UK Limited and its administered by Aviva Health UK Limited
     Designed for customers whoNot designed for customers who 
    • Are larger employers who want
      medical cover for  250+ employees
    • Want flexibility to choose the benefits
      they want cover for
    • Want payout on death
    • Want to protect IHT
    • Want protection for whole of life
    • Want an investment-linked arrangement
    • Want cash in value
    • Want guaranteed premiums
     Key considerations Possible alternatives
    • Level of cover required
    • Existing levels of cover
    • State of health
    • Financial liability assessment
    • Dependants
    • Succession planning if business protection
    • Self-insurance (existing assets)

       
    Here are some examples of the support we offer you on our (Group Private Medical Insurance) plan.

    This product is underwritten by  Aviva Insurance UK Limited and its administered by Aviva Health UK Limited

     

    Got a question? Visit aviva.co.uk/healthcarezone for more information.

     

     

    We have a wide range of support staff available to help you, click here to find that right number that meets your needs.

     

     

    WC00036 05/2010

    Related documents

    For Adviser use only. This information has not been approved for use with customers.

    Aviva Life Services UK Limited.
    Registered in England No 2403746. 2 Rougier Street, York, YO90 1UU.
    Aviva Life Services UK Limited is authorised and regulated by the Financial Services Authority.