Group Life (Group Risk)

Our Group Life products have been designed to help meet the financial needs of your client’s employees as well as the practical considerations of their business. It offers:

•          Lump sum payment. This is an amount of money (either fixed or multiple of salary) that is paid to the scheme trustees in the event of an insured member’s death. Lump sums are usually tax-free (under current legislation)

•          Low-cost premiums – our policies are designed to be tailored to individual company needs. By pricing for the long term, our aim is to keep costs low and meet the needs of the employer. In addition, under current UK legislation, premiums are usually treated as a business expense

•          Flexibility to choose level of cover needed – your client has the freedom to choose the level of benefit needed for their staff or whether lump sum and dependant pensions are selected

•          Dependant’s/children’s pension options – your client can choose to include this option so that in addition to a lump sum, the deceased’s dependant and/or children can receive a pension based on the employee’s own pension or their salary

•          Added-value benefits – we also support employees’ families through this difficult time by providing a bereavement helpline that offers advice from trained bereavement counsellors.

 

 

 

 

Group Life is administered by Aviva Health UK Limited. Registered in England Number 2464270.

Registered Office 8 Surrey Street Norwich NR1 3NG.

This insurance is underwritten by Aviva Life & Pensions UK Limited. Registered in England Number 3253947. Registered Office 2 Rougier Street York YO90 1UU.

Authorised and regulated by the Financial Services Authority.

Aviva Health UK Limited, Head Office: Chilworth House Hampshire Corporate

Park Templars Way Eastleigh Hampshire SO53 3RY.

 

We’ve designed our Group Life offering to suit most types of corporate client. Depending on size, we are also able to tailor our offering to suit the needs of your client’s business, and work in harmony with other employee benefits that may be in place.

Here is some information to help you decide if our Group Life offering is right for your client:

 

Designed for clients who

•          Have over 5 employees

•          Want cover for employees against the financial consequences of death for a defined term

Not designed for clients who

•          Want protection for employees for the whole of their lives

•          Want a product with a cash-in value

Key considerations

•          Level of cover required

•          Existing levels of cover

 

How does our Group Life offering work in practice? Why not take a look at some of our testimonials from clients?  Visit the Healthcarezone to find out more.

 

If you’d like to know more

 

Please get in touch with our Group risk Sales Support Team on 0845 300 4452* or email grouplifequotes@aviva.co.uk  for further details.

 

Lines open 8.30am  - 5.15pm Monday-Thursday, 9am-5pm Friday.

* Calls to and from Aviva may be monitored and/or recorded.

 

 

 

 

 

 

Group Life is administered by Aviva Health UK Limited. Registered in England Number 2464270.

Registered Office 8 Surrey Street Norwich NR1 3NG.

This insurance is underwritten by Aviva Life & Pensions UK Limited. Registered in England Number 3253947. Registered Office 2 Rougier Street York YO90 1UU.

Authorised and regulated by the Financial Services Authority.

Aviva Health UK Limited, Head Office: Chilworth House Hampshire Corporate

Park Templars Way Eastleigh Hampshire SO53 3RY.

 

Here are some examples of the support we offer you and your clients on our Group Life plan.

Expert guidance

With over 50 years of experience to draw on, employers and employees' loved ones are reassured by knowing their Group Life policy is with Aviva. It's a sensitive subject, so we make sure our underwriting and claims processes are as simple, efficient, effective and accountable as possible.

 

Speedy payment of claims

Our claims expertise and efficient payment system ensure speedy lump sum payment, so that families going through a difficult time have one less thing to worry about

 

Bereavement helpline

Our bereavement helpline is available for employees and their families, whether it’s immediately following bereavement or many months or even years after. Our dedicated team of trained bereavement counsellors are there to listen and offer invaluable advice and support to help make the grieving process that bit easier. They can help your client’s employees and their families cope with their loss should the worst happen and provide the support they need to get through the difficulties they may face as a result. Depending on individual circumstances they can also arrange referrals to specialist organisations for further support

 

Got a question? Visit the Group Life product pages on Healthcare Zone.

 

We have a wide range of support staff available to help you. View our contact details to find the right number that meets your needs.

 

 

 

 

 

 

 

Group Life is administered by Aviva Health UK Limited. Registered in England Number 2464270.

Registered Office 8 Surrey Street Norwich NR1 3NG.

This insurance is underwritten by Aviva Life & Pensions UK Limited. Registered in England Number 3253947. Registered Office 2 Rougier Street York YO90 1UU.

Authorised and regulated by the Financial Services Authority.

Aviva Health UK Limited, Head Office: Chilworth House Hampshire Corporate

Park Templars Way Eastleigh Hampshire SO53 3RY.