Group Life (Group Risk)
- On an employee’s death, a lump sum is provided immediately for all beneficiaries.
- Every aspect of death covered, without exception.
- Dependant’s Pensions benefit available.
- Plans can be tailored for a choice of benefits to meet the needs of a varied workforce.
- Cover continues regardless of the number of eligible claims made during a plan’s life.
- Free Cover Limit provided for plans with five or more lives insured.
- Premiums can be treated as an allowable business expense.
- Multi-national pooling enables employees to combine employee benefits of subsidiaries in different countries.
- Swift payment of benefits minimises financial hardship for an employee’s dependants.
- Added-value benefits include: 24-hour GP helpline, 24-hour stress counseling helpline and an online personal health management service.
- Competitive commission rates.
| Criteria | Min/Max | Notes |
|---|---|---|
| Age Limits | Min age | Maximum and minimum qualifying ages at entry to be agreed at plan outset. Plan membership must be open to all full and part-time employees within a defined category or categories. Eligibility conditions covering entry ages, entry dates and waiting periods must be the same for each employee within a defined category. |
| Max age | ||
| Term | Min Term | Maximum and minimum term to be agreed at plan outset. |
| Max term |
Charges
There are no additional charges for clients to pay. All charges for our Income Protection Solutions plan are included within a client’s monthly premiums.
Commission
Please contact us for details of commission rates for Group Life schemes.
We’ve designed our Group Life plans to suit specific types of clients. Visit the Aviva Healthcare Zone for more information.
Got a question? Visit the Group Life product pages on Healthcare Zone.
We have a wide range of support staff available to help you, click here to find the right number that meets your needs.