• Launched in October 1995, the fund has a 15-year track record.
• Available through Portfolio, both level and step down options.
• Available on a tranche-based system – Tranche 8 launched on 22 November 2010. Each tranche is open for up to 12 months.
• Clients have the flexibility to switch units from an existing investment into the Guaranteed Fund.
• Money-back guarantee - on the fifth anniversary or in the event of their death, your clients' investment will be worth at least what they originally put in, less any withdrawals.
• The Guaranteed Fund carries an Aviva risk rating of 2 (low to medium).
• Our expert fund managers invest money in a balanced mixture of investments designed to grow your clients' money.
• To spread risk, the fund can invest in UK gilts, corporate bonds, cash, equities and property.The investment split can change over time.
• The mixture or assets offers growth potential whilst providing the security of the money-back guarantee at the fifth anniversary of investment into the fund.
• When considering investment in the fund, please remember that the value of investments can go down as well as up and is not guaranteed, except on the fifth anniversary.

WA03148  11/2010