Helping cover life’s essentials, when your clients can’t
At Aviva, we’re committed to helping you protect your customers from the uncertainty of illness or injury. So, we’re delighted to introduce Living Costs Protection to enhance our protection proposition, so you can protect more of your clients.
- This simple, straightforward product pays benefit for up to 12 months for each eligible claim
- Ability to select a benefit of between £500 and £1,500 per month if the client can’t work because of an illness or injury.
- The fixed monthly benefit is designed to be used towards paying for their mortgage, rent, utility bills, weekly food shop or any other essential expenses.
- There’s no financial assessment needed, your clients choose the cover amount they need based on their monthly outgoings.
A new product to protect more of your clients
From our research, we know that 71% of the population have no sick leave available from their employer*, and we want to help – because we recognise you have a wide range of clients with their own individual needs.
Living Costs Protection is a simple way for you to help your clients protect their life essentials. Alongside our comprehensive Income Protection+, it’s been designed to encourage more conversations, with more of your clients, and help more people get the protection they need.
This fixed benefit could help your clients:
- pay the mortgage or rent and keep a roof over their heads
- keep the heating on in those cold winter months
- put food on the table when they’re not working
- keep the lights on in the dark times
- keep the water running when there’s other things to worry about
No more missed opportunities
We’re giving you more opportunities to protect your clients.
So for more of your clients, more of the time, we now have a product to help protect the things that matter.
Please note: the policy has no cash in value at any time. And if a client stops paying their premiums, we'll stop providing cover and won't pay any money back to them.
Source: Aviva Protecting our Families report, March 2017