7IM Model Portfolio Service
Website: www.7im.co.uk
Introduction
The 7IM Model Portfolio Service (MPS) is a risk rated range of model portfolios which use a strategic (backward-looking) analysis combined with a tactical (forward-looking) view. The asset allocation is then implemented using a range of low cost passive and smart passive instruments researched and selected by 7IM. The model portfolios are tactically adjusted every quarter, within upper and lower volatility boundaries, to reflect the Investment Team's views of the ever changing economic and market conditions. The 7IM MPS can also include a service to review exiting client portfolios to assist the adviser.
Models
The 7IM MPS has been risk rated by a number of leading risk profiling tool providers including Dynamic Planner, Finametrica and Defaqto.
7IM publishes up front, for each portfolio, an average annualised expected return, which are currently as follows:
| Model portfolio | Annualised expected return |
|---|---|
| 7IM Cautious | 4.4% |
| 7IM Moderately Cautious | 5.0% |
| 7IM Income | 5.2% |
| 7IM Balanced | 6.0% |
| 7IM Moderately Adventurous | 7.0% |
| 7IM Adventurous | 7.5% |
Expected returns are not guaranteed. Capital is at risk when investing in this service so you may receive back less than invested. The service was originally launched in March 2012.
Rebalance schedule
Quarterly tactical adjustments every January, April, July and October.
Charges
Annual charge of 0.25% + VAT, and the costs of the underlying holdings which will vary but will be between 0.2% and 0.4% per annum on average.
Consumer Duty
Fair Value and Target Market information can be found here
Contact details
Jamie Evans, Business Development Support Team Manager:
jamie.evans@7im.co.uk
0203 823 8822
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