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Salary exchange offers a way to set up pension payments that can allow both employers and their employees to make a saving. Throughout these pages you’ll find a series of tools designed to help you introduce the concept to your clients, along with all the information you need to help them make an informed decision. The information provided is based on our understanding of current tax laws. These laws and our understanding of them may change in the future. Tax treatment will depend on the individual circumstances of each client and may be subject to change in the future.
Our salary exchange and bonus sacrifice calculator can help you demonstrate whether salary exchange is the right option for your clients. You can take advantage of the following features:
Salary exchange is a way of making pension contributions that could allow both employers and employees to save money.
At the moment, we believe that salary exchange doesn't work seamlessly with the auto-enrolment process. Employers can't make an agreement for salary exchange a pre-condition for auto-enrolment. However, employers can choose to operate salary exchange before or after the auto-enrolment process or use it as an alternative contribution basis to a default basis (without sacrifice). Alternatively, employers can look into amending contracts of employment to have the same effect as salary sacrifice. Employers may need to take expert advice on salary sacrifice before deciding what they want to do.
Our bulk salary exchange facility is ideal for large group schemes, and will save you the effort of carrying out numerous calculations using our individual calculator
Please ensure that you have read our Assumptions and Terms and conditions before proceeding.
I confirm that I have read and agree that the Bulk Salary Exchange Assumptions and Terms and Conditions apply to the use of this calculator.
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