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Lifetime mortgages – we've updated our lending criteria

Flats to landed estates

We'll consider more property types than many other providers


We’ve now changed our lending criteria to include some properties with an element of personal commercial use. We’ll also consider a greater range of property types, from historic to modern methods of construction, and a diverse range of flats, including studio and basement.

We'll now consider lifetime mortgages on:

  • Houses with a home-based business
  • Houses with land and buildings in personal agricultural or equestrian use, including estates and country houses with some personal commercial use
  • Homes where one or two rooms are used for bed & breakfast (including Airbnb), or where a self-contained part is used for holiday lettings or let out to a tenant
  • Thatched properties, listed buildings including grade I and II* and many properties constructed using historic building techniques
  • Modern methods of construction including Eco homes
  • Studio or basement flats and ex-local authority properties.

Contact us

You can find contact details for each product area in the drop-down list:

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WA11035 04/2019