Lifestyle Flexible Option
a fixed rate lifetime mortgage that enables clients to take a lower initial lump sum and still have access to further sums in the future. There are no repayments required until the customer dies or moves into long-term care.
Lifestyle Lump Sum Max
a fixed rate lifetime mortgage with the potential to pay out a larger one-off lump sum than our Lifestyle Flexible Option plan, with no repayments required until the customer dies or moves into long-term care.
What makes us different?
Although taking out a lifetime mortgage will always reduce the inheritance your clients can leave, with Aviva they can opt for our inheritance guarantee. This will reduce what they can borrow and can only be added at outset. The guarantee enables the client to ensure that a percentage of the sale proceeds can be left. For more details please speak to your consultant or refer to our core equity release literature.
Experienced equity release provider
Aviva is one of the largest and most experienced equity release providers in the UK today and can offer advisers both experience and support in establishing an equity release business. We’ve helped more than 100,000 people release over £3.5 billion worth of equity tied up in their homes.
Support Centre
The At Retirement sales and support team can help you with any technical, marketing and other pre-sales queries on the equity release products we sell. The helpful team can supply quotes on any of the products, you can contact them on 0845 300 2837.
Prospecting pack
Our Prospecting Pack has been developed to guide and educate advisers in equity release. Aimed at both those new to equity release and those familiar with the market, it covers how to market your business, useful conversation openers and what you need to get qualified. Speak to your consultant for more details.
Security
A voluntary member of Safe Home Income Plans (SHIP), we rigorously follow its Code of Conduct. Our no negative equity guarantee offers customers the security that they'll never have to pay back more than the money they receive from the sale of their property, as long as it's sold for the best price reasonably obtainable. For more information see SHIP Equity release site .