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Aviva Guaranteed Fund

A money-back guarantee and growth potential

The Aviva Guaranteed Fund is designed to offer some reassurance and peace of mind, providing clients with an attractive investment opportunity in uncertain markets. Suitable for more cautious investors, the fund provides the potential for growth with the added protection that no matter what happens in the market clients are guaranteed to get back their original investment on the fifth anniversary. The fund is available through Portfolio, Aviva’s investment bond. Portfolio has a minimum investment of £5,000, with a minimum per fund of £500.

Figures

Here are the charges for investing in the Aviva Guaranteed Fund through Portfolio. You can find further details on our charges in the Portfolio Information Pack. 

 Type of chargeDetailNotes
Portfolio step down optionInvestment amount97% -100%This is the amount of your client’s payment to us which is used to buy units in their chosen fund.The investment amount depends on the client’s age.

 Administration charge£0 - £9,999   -   1% a year
£10,000 +   -   0.5% a year

The charge depends on the amount invested.This charge only applies in the first five years.
 Annual management charge

1%The management charge is taken by cancelling units.
 Additional fund charges

0.5%This is the extra management charge which applies to the Guaranteed Fund.
 Early exit chargesYear 1  -  11%
Year 2  -  8%
Year 3  -  6%
Year 4  -  3%
Year 5  -  1%

An early exit charge is applied to regular withdrawals above 7.5% a year of the original investment and any one-off withdrawals during the first five years. This charge depends on the number of years invested.
Portfolio level optionInvestment amount97% -100%This is the amount of your client’s payment to us which is used to buy units in their chosen fund. The investment amount depends on the client's age.

 Annual management charge

1.25% - 1.75% a yearThe management charge is taken by cancelling units and is a percentage of the amount invested.
 Additional fund charges

0.5%This is the extra management charge which applies to the Guaranteed Fund.
 Early exit chargesYear 1  -  10%
Year 2  -  7%
Year 3  -  4%
Year 4  -  2%
Year 5  -  1%

An early exit charge is applied to regular withdrawals above 7.5% a year of the original investment and any one-off withdrawals during the first five years. This charge depends on the number of years invested.

 

 

 

 

 

 

 

 

 

 

WA03148  02/2010

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For Adviser use only. This information has not been approved for use with customers.

Aviva Life Services UK Limited.
Registered in England No 2403746. 2 Rougier Street, York, YO90 1UU.
Aviva Life Services UK Limited is authorised and regulated by the Financial Services Authority.